The further the distance one has with their funds, the more likelihood they are to have some. When a citizen within their own territory or country exchanges money in essential local food and gas stations for example, impulse buys are more frequent. It takes money, to make money. Hence, the debit card comes before the credit card. The bachelors degree or higher, the vehicle, or assets of any type are invested, with financial maintenance. So to increase your worth, in terms of availability, to keep your money, and keep your friends, Don't sell as fast as we preach. For 401(k)'s, overseas accounts and exchanges, and timely payments, accrue over years. So are the barriers that are rarely ever broken. As I write of what I could, such as a prayer.
